Truck insurance coverage in Texas
Truck insurance coverage in Texas is a stack of separate policies and filings. Start with how you run, then add the pieces your freight and contracts call for.
- Licensed
- Texas insurance agency
- Filings
- Form E, BMC-91X, MCS-90
- Writes
- 1 truck to 50-unit fleets
- Office
- Dallas, TX
By operation
Start here. How you run decides which layers you need.
Fleets
Coverage for Texas carriers running 2 to 50 trucks, built around driver lists and unit schedules.
Local delivery
Coverage for box trucks and straight trucks running short routes with many stops and small claims.
Long-haul
Coverage for OTR trucks running past 500 miles from home, with loads parked overnight at truck stops.
Motor carriers
Coverage and filings that keep your USDOT, MC, or TxDMV authority from being suspended.
Owner-operators
Coverage for drivers leased to a carrier and owner-operators running their own MC or TxDMV number.
By coverage
The individual coverages that make up a trucking policy.
Bobtail
Liability for a leased tractor running with no trailer, between drops, hooks, and the shop.
Cargo
Covers the freight on your trailer, and the commodity lists and theft rules that decide a claim.
Non-trucking liability
Liability for leased owner-operators using the tractor on personal time, off dispatch.
Physical damage
Pays to repair or replace your own tractor and trailer after a wreck, theft, fire, or hail.
Workers' comp
Helps Texas carriers decide between workers' comp and a non-subscriber plan for driver injuries.
Looking for a specific rig? See insurance by truck type.
Get your trucks quoted
Call and talk it through, or send the short form and an agent calls you back.